* { box-sizing: border-box; }
body {
  margin: 0;
  background: #F5F6F8;
  color: #222;
  font-family: 'Open Sans', sans-serif;
}
a { color: #516EBC; }
a:hover { color: #394D84; }

.header {
  background: #D10A11;
  padding: 22px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
}
.header-brand { display: flex; align-items: center; gap: 14px; }
.header-logo {
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 26px;
  color: #fff;
  letter-spacing: 0.5px;
}
.header-badge {
  border: 2px solid #fff;
  border-radius: 6px;
  padding: 4px 10px;
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 13px;
  color: #fff;
  letter-spacing: 1px;
}
.header-cta {
  text-decoration: none;
  background: #fff;
  color: #D10A11;
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 14px;
  padding: 10px 20px;
  border-radius: 24px;
}

.hero {
  max-width: 1000px;
  margin: 0 auto;
  padding: 64px 24px 32px;
  text-align: center;
}
.hero h1 {
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 42px;
  margin: 0 0 14px;
  color: #1a1a1a;
}
.hero p {
  font-size: 18px;
  line-height: 1.6;
  color: #555;
  max-width: 620px;
  margin: 0 auto;
}

.tabs {
  max-width: 1000px;
  margin: 0 auto;
  padding: 0 24px 40px;
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}
.tab-btn {
  padding: 10px 22px;
  border-radius: 24px;
  border: 1px solid #ccc;
  background: #fff;
  color: #444;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 14px;
  cursor: pointer;
}
.tab-btn.active {
  border: none;
  background: #D10A11;
  color: #fff;
}

.programs {
  max-width: 1000px;
  margin: 0 auto;
  padding: 0 24px 56px;
}
.programs h2 {
  font-family: 'Poppins', sans-serif;
  font-size: 24px;
  font-weight: 700;
  margin: 0 0 20px;
  color: #1a1a1a;
}
.grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 20px;
}

.card {
  display: block;
  text-decoration: none;
  background: #fff;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 10px rgba(0,0,0,0.06);
}
.card-image {
  height: 140px;
  width: 100%;
  object-fit: cover;
  object-position: top;
  display: block;
}
.card-bar { height: 6px; }
.card-body { padding: 20px; }
.card-tag {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 8px;
}
.card-name {
  font-size: 16px;
  font-weight: 600;
  color: #1a1a1a;
  line-height: 1.4;
}

.footer {
  background: #1a1a1a;
  padding: 48px 40px 24px;
}
.footer-cols {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: 40px;
  justify-content: space-between;
  border-bottom: 1px solid #333;
  padding-bottom: 32px;
}
.footer-col { min-width: 180px; }
.footer-col a {
  display: block;
  color: #999;
  font-size: 13px;
  text-decoration: none;
  margin-bottom: 8px;
}
.footer-title {
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 20px;
  color: #fff;
  margin-bottom: 6px;
}
.footer-heading {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 14px;
  color: #fff;
  margin-bottom: 12px;
}
.footer-muted { color: #999; font-size: 13px; margin: 0; }
.footer-rights { color: #666; font-size: 12px; text-align: center; margin: 20px 0 0; }